Fast Capital for Real Estate Investors
We fund investment property deals - no consumer or personal loans.
Create Reliable Passive Income Through Private Mortgage Investing
At RP Capital Lending, we help investors build steady, predictable income streams through secured real estate-backed private mortgage investments.
You can enjoy all the benefits of becoming a private lender — without managing deals, borrowers, or paperwork yourself.
We handle everything for you — from origination and underwriting to servicing and collections — so you can truly earn passive returns backed by real assets.
Invest in Real Property ―
What Is Private Mortgage Investing?
A private mortgage (or hard money) loan is a secured debt investment backed by real estate. As an investor, you act as the lender — funding short-term loans that are secured by property liens and protected by title and hazard insurance.
Unlike stocks or market-dependent assets, your investment is backed by tangible bricks and mortar — providing both security and stability even in uncertain times. Each loan is also backed by personal guarantees from borrowers, offering an additional layer of protection.
Invest with RP Capital Lending ―
Why Investors Choose RP Capital Lending
Our investors partner with us to enjoy strong, consistent returns — with all the protection and oversight of a professional lending firm.
High-Yield Opportunities
Private mortgage investing offers attractive, consistent returns that often outperform traditional income investments — without the volatility of the stock market.
Secured by First Liens
Every loan we originate is protected by a first-position lien on the property and supported by personal guarantees from the borrower for maximum security.
Predictable Passive Returns
Enjoy steady, monthly income backed by tangible assets — providing stability even when markets fluctuate.
Low Loan-to-Value Ratios
We maintain conservative lending standards, keeping loan amounts well below property value to ensure a strong equity cushion for every investment.
Tax-Advantaged Structures
Invest through self-directed IRAs or retirement accounts to make your returns tax-deferred or even tax-free, depending on your setup.
Expert Management & Transparency
Our team provides complete end-to-end management, from underwriting to servicing, with regular investor updates and full transparency on every loan.
Diversify Your Portfolio with Secured Real Estate Notes
Join the growing number of investors who are moving beyond traditional assets and discovering the stability and income potential of real estate-backed lending.
Whether you’re a seasoned investor or new to private lending, our team will guide you through every step — from onboarding to your first funded loan.
Truly Hands-Off Investing
Our experienced team manages every stage of the process...
1
Sourcing and vetting quality real estate borrowers
2
Underwriting and structuring each loan
3
Managing documentation, servicing, and payments
You enjoy consistent returns and peace of mind, knowing your investment is professionally managed from start to finish.
Get Your Free Investor Report
Want to learn how you can start earning secured passive income through private mortgage notes?
Get our free investor report packed with insights on:
How private lending works
Risk management strategies
Expected returns & real-world case studies
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RP Capital Lending is a d.b.a of RP Capital Partners Inc (NMLS # 2469193)
Disclaimer: Loans only apply to non-owner occupied properties. Rates, terms and conditions offered only to qualified borrowers, may vary upon loan product, deal structure, other applicable considerations, and are subject to change at any time without notice.
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